Wednesday, May 5, 2010
Thursday, March 18, 2010
Land Appreciation & Regional Economic Analysis
Why Land Bank with ACE Capital Group? View our land study to see why. This is a preview of the study, click the link to view in its entirety. Enjoy!!!
ace4wealth.com/landstudy: Preview
“Land Appreciation & Regional Economic Analysis” is a detailed study of the property values over the past five years in Antelope Valley in California. In a review of over 9,000 transactions reveal an average property annual appreciation rate of 45%. The median property annual appreciation rate was 33% and 90% of land had a positive appreciation. Strong population and economic projects combine to support the continued Land Banking opportunity in the region.
The study was done by Sevada Hemelians, an experienced real estate professional with an active real estate consulting practice of more than five years. Prior to starting his own consulting practice, Sevada Hemelians was director of marketing and research services of the Charles Dunn Company. Sevada has successfully prepared regional economic and multifamily forecasts that have been showcased at the Institute of Real Estate Management (IREM) Annual Forecast since 2000.
The Study was commissioned and paid for by ACE Capital Group
ace4wealth.com/landstudy: Preview
“Land Appreciation & Regional Economic Analysis” is a detailed study of the property values over the past five years in Antelope Valley in California. In a review of over 9,000 transactions reveal an average property annual appreciation rate of 45%. The median property annual appreciation rate was 33% and 90% of land had a positive appreciation. Strong population and economic projects combine to support the continued Land Banking opportunity in the region.
The study was done by Sevada Hemelians, an experienced real estate professional with an active real estate consulting practice of more than five years. Prior to starting his own consulting practice, Sevada Hemelians was director of marketing and research services of the Charles Dunn Company. Sevada has successfully prepared regional economic and multifamily forecasts that have been showcased at the Institute of Real Estate Management (IREM) Annual Forecast since 2000.
The Study was commissioned and paid for by ACE Capital Group
Thursday, March 11, 2010
WHO AM I ?
WHO AM I ?
I am the basis of all wealth, the heritage of the wise, the thrifty and prudent.
I am the poor person's joy and comfort, the rich person's prize, the right hand of capital, the silent partner
of thousands of successful people.
I am the solace of the widow, the comfort of old age, the cornerstone of security against misfortune and
want. I am handed down through generations, as a possession of great value.
I am the choicest fruit of labor, the safest collateral and yet I am humble. I stand before every person
bidding them to know me for what I am and asking them to possess me.
I am quietly growing in value through countless days. Though, I might seem dormant, my worth increases,
never failing, never ceasing. Time is my aid and the ever increasing population adds to my gain. I defy fire
and the elements, for they cannot destroy me.
My possessors learn to believe in me and invariable they become envied by those that have passed me by.
While all other things wither and decay, I alone survive. The centuries find me younger, always increasing
in strength. All oil and minerals come from me. I am the producer of food, building materials and the home
to every living thing. I serve as the foundation for homes, factories, banks and stores.
I have not been produced for millions of years, yet, I am so common that thousands, unthinking and
unknowingly, pass me by.
Who am I? "I AM LAND."
Anonymous
Find me on TWITTER @EndorsedBy
I am the basis of all wealth, the heritage of the wise, the thrifty and prudent.
I am the poor person's joy and comfort, the rich person's prize, the right hand of capital, the silent partner
of thousands of successful people.
I am the solace of the widow, the comfort of old age, the cornerstone of security against misfortune and
want. I am handed down through generations, as a possession of great value.
I am the choicest fruit of labor, the safest collateral and yet I am humble. I stand before every person
bidding them to know me for what I am and asking them to possess me.
I am quietly growing in value through countless days. Though, I might seem dormant, my worth increases,
never failing, never ceasing. Time is my aid and the ever increasing population adds to my gain. I defy fire
and the elements, for they cannot destroy me.
My possessors learn to believe in me and invariable they become envied by those that have passed me by.
While all other things wither and decay, I alone survive. The centuries find me younger, always increasing
in strength. All oil and minerals come from me. I am the producer of food, building materials and the home
to every living thing. I serve as the foundation for homes, factories, banks and stores.
I have not been produced for millions of years, yet, I am so common that thousands, unthinking and
unknowingly, pass me by.
Who am I? "I AM LAND."
Anonymous
Find me on TWITTER @EndorsedBy
Sunday, January 10, 2010
Thursday, January 7, 2010
"Landlords grow rich in their sleep."
"Landlords grow rich in their sleep." -John Stuart Mills, Economist and MP
When and where you Land Bank is critical to the performance of your investment. The following illustration displays the advantage of knowing where, in the development cycle, a parcel of land exists:
Since there is little demand or market activity with undeveloped land, and your returns on developed land are closely tied to the cycles of prosperity and down turns in the local or regional economy, pre-developed lands the choice of experienced Land Bankers. What typically occurs in the Pre-developed or Growth Phase is a series of both planned and unexpected events that causes a parcel of land to spike in value such as public notice of a zoning change, announcement of the construction of a nearby school, church or fire station; or city approval for a new retail or commercial development. Therefore the earlier you purchase a parcel in the Growth Phase the more opportunities you will have to reap the benefits of multiple spikes in value.
Tuesday, January 5, 2010
Roll your IRA into Real Estate
Do you know that you can purchase California Land in your IRA?
Yes! You can roll your IRA (traditional, SEP, Simple, or Roth) as well as some qualified 401(K), Solo 401(K) and 403(b), etc. into carefully selected California land. Carefully chosen California real estate is proven to be a particularly safe and rewarding long-term appreciation strategy.
What is carefully selected land? It is pre-developed land in the growth path of a major metropolitan area. California has a current population of approximately 37 million. More than one in five Americans lives in California. More importantly it continues to grow at rate of 500,000 annually and is projected to reach 40 million by 2013. It has predictable future growth based on the demographics of the area.
Why Use Your IRA
The whole idea behind qualified retirement plans and IRAs is to give people incentive to save for retirement. Tax deferral is a powerful benefit because it allows you to invest money that would otherwise have to be paid out in taxes each year, thus enabling you to build your retirement fund that much faster.
“Ninety percent of all millionaires become so through owning real estate. “ Andrew Carnegie. ACE Capital Group has helped thousands of people roll their IRA’s to acquire select California real estate. The first step to maximizing your IRA is to gain more control over it. If you already don’t have a Self-directed IRA you need to identify one and transfer your employer-sponsored plan into it. There are plan administrators that specialize in owning real estate in your IRA.
The rules for rolling over your IRA are not complicated, but there are lots of them, so professional advice is recommended. We suggest checking out the ACE Professional Network. Some of the rules deal with how to do the rollover itself; some pertain to the type of investments within the IRA; and some rules relate to how and when you can and must take distributions from your IRA.
Maximizing Your IRA
The investment returns earned by your IRA assets will determine the size of your nest egg at retirement. For example, if you roll over $25,000 when you’re 35 and invest it at a fixed rate of, say, 5% compounded annually, you would have close to $80,600 when you turn 60. But if you invest in a growth vehicle that averages 15%, you’d end up with nearly nine times as much, over $716,000, even if you never add another penny to the account.
And if the stakes are bigger the difference is even more dramatic. Now, these numbers are provided as an illustration only; your investment returns could be very different, and it must be remembered that required minimum distributions at age 70-1/2 would begin to diminish the IRA. The point is that you should pay close attention to how your IRA assets are invested because it could make a big difference in your comfort level in retirement.
Putting Together a Well-balanced Portfolio
If you have been personally managing your 401(k) account or other retirement plan, you are familiar with the concept of asset allocation and diversification. By investing retirement funds in several non-correlated asset classes, you have most of the bases covered. You don’t need to worry about choosing the “right” asset class because you have a little money in each. If one asset class falls in value, the effect on your overall portfolio should be negligible because your money is spread among several different asset classes.
At the same time, it often makes sense to adjust portfolio holdings along with changes in the outlook for the markets and the economy. This is called tactical asset allocation. Rather than sticking with the same allocations year in and year out regardless of what the markets are doing, investments get channeled where opportunities are more attractive. You’re still diversified across asset classes, but the weightings change based on the outlook.
However, tactical asset allocation requires a little more attention than ACE’s Land Banking long-term strategy which you can purchase-and-forget, buy-and-hold, and is not as active as a market timing strategy. However, land is not a readily liquid asset and may require consider time to sale or transfer.
Prohibited IRA Investments
The IRA does not prohibit the acquisition of land as an IRA asset, but has defined a number of prohibited transactions which are simply not allowed in IRA accounts. If an IRA holder does engage in a prohibited transaction, the amount will be considered a distribution, subject to taxes and applicable penalties. Here are some of the items you can’t invest in with your IRA:
In addition, the following are examples of prohibited transactions concerning your IRA:
Yes! You can roll your IRA (traditional, SEP, Simple, or Roth) as well as some qualified 401(K), Solo 401(K) and 403(b), etc. into carefully selected California land. Carefully chosen California real estate is proven to be a particularly safe and rewarding long-term appreciation strategy.
What is carefully selected land? It is pre-developed land in the growth path of a major metropolitan area. California has a current population of approximately 37 million. More than one in five Americans lives in California. More importantly it continues to grow at rate of 500,000 annually and is projected to reach 40 million by 2013. It has predictable future growth based on the demographics of the area.
Why Use Your IRA
The whole idea behind qualified retirement plans and IRAs is to give people incentive to save for retirement. Tax deferral is a powerful benefit because it allows you to invest money that would otherwise have to be paid out in taxes each year, thus enabling you to build your retirement fund that much faster.
“Ninety percent of all millionaires become so through owning real estate. “ Andrew Carnegie. ACE Capital Group has helped thousands of people roll their IRA’s to acquire select California real estate. The first step to maximizing your IRA is to gain more control over it. If you already don’t have a Self-directed IRA you need to identify one and transfer your employer-sponsored plan into it. There are plan administrators that specialize in owning real estate in your IRA.
The rules for rolling over your IRA are not complicated, but there are lots of them, so professional advice is recommended. We suggest checking out the ACE Professional Network. Some of the rules deal with how to do the rollover itself; some pertain to the type of investments within the IRA; and some rules relate to how and when you can and must take distributions from your IRA.
Maximizing Your IRA
The investment returns earned by your IRA assets will determine the size of your nest egg at retirement. For example, if you roll over $25,000 when you’re 35 and invest it at a fixed rate of, say, 5% compounded annually, you would have close to $80,600 when you turn 60. But if you invest in a growth vehicle that averages 15%, you’d end up with nearly nine times as much, over $716,000, even if you never add another penny to the account.
And if the stakes are bigger the difference is even more dramatic. Now, these numbers are provided as an illustration only; your investment returns could be very different, and it must be remembered that required minimum distributions at age 70-1/2 would begin to diminish the IRA. The point is that you should pay close attention to how your IRA assets are invested because it could make a big difference in your comfort level in retirement.
Putting Together a Well-balanced Portfolio
If you have been personally managing your 401(k) account or other retirement plan, you are familiar with the concept of asset allocation and diversification. By investing retirement funds in several non-correlated asset classes, you have most of the bases covered. You don’t need to worry about choosing the “right” asset class because you have a little money in each. If one asset class falls in value, the effect on your overall portfolio should be negligible because your money is spread among several different asset classes.
At the same time, it often makes sense to adjust portfolio holdings along with changes in the outlook for the markets and the economy. This is called tactical asset allocation. Rather than sticking with the same allocations year in and year out regardless of what the markets are doing, investments get channeled where opportunities are more attractive. You’re still diversified across asset classes, but the weightings change based on the outlook.
However, tactical asset allocation requires a little more attention than ACE’s Land Banking long-term strategy which you can purchase-and-forget, buy-and-hold, and is not as active as a market timing strategy. However, land is not a readily liquid asset and may require consider time to sale or transfer.
Prohibited IRA Investments
The IRA does not prohibit the acquisition of land as an IRA asset, but has defined a number of prohibited transactions which are simply not allowed in IRA accounts. If an IRA holder does engage in a prohibited transaction, the amount will be considered a distribution, subject to taxes and applicable penalties. Here are some of the items you can’t invest in with your IRA:
- Art
- Rugs
- Antiques
- Metals
- Gems
- Jewelry
- Stamps
- Coins
- Alcoholic beverages including wine
- Certain other tangible personal property
In addition, the following are examples of prohibited transactions concerning your IRA:
- Borrowing money from it
- Selling property to it
- Receiving unreasonable compensation for managing it
- Using it as security for a loan
- Buying property for personal use (present or future)
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